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Bringing the best of fintech
to any business

Kernolab is building a platform to shape the future of financial services. We help companies create bespoke banking and payment experiences within their products, without the hurdles associated with traditional banking.


Kernolab brings together all the pieces needed to provide financial services in the form of simple yet robust APIs. We take care of the tech, licensing, and compliance, so that you can focus your talent on creating value your customers.


Our mission is to make financial services less restrictive and more accessible for any company. More than a platform, we aim to be a partner every step of the way in unlocking the benefits of fintech for your business.


We are a diverse team of like-minded professionals driven to transform banking with technology – and have a great time doing so.

Core team

Vachtangas Babunasvili
Natan Avidan
Head of Innovation
Natalija Lizunova
Chief Product Officer
Sergej V.
Chief Technology Officer
Vainius Stukas
Chief Business Development Officer

Backed by industry leaders


Get started with Kernolab

Book a demo with our founders Vachtang and Natan, to find out how we can grow your business revenues with Embedded Finance solutions

Book a call