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Say hi to a fintech version of your business

Build product verticals and unique value propositions for your organisation with our embedded finance solution.

Book a call
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Redefine your business with embedded financial solutions

Payments

Make payments compliant to international banking standards.

SEPA payments
Internal payments
SWIFT / Target 2

Accounts

Standard privileges as provided by any other banking entity.

SEPA payments
Internal payments
SWIFT / Target 2

Cards

Specific debit and credit cards for your users personal use.

SEPA payments
Internal payments
SWIFT / Target 2
Soon
Lending
Deposits
Insurance

Payments

Make payments compliant to international banking standards.

SEPA payments
Internal payments
SWIFT / Target 2

Accounts

Standard privileges as provided by any other banking entity.

Currency conversion
BAN sponsorship
Wallet

Cards

Specific debit and credit cards for your users personal use.

Virtual & physical cards
Issuing & processing
Branded cards

Lending

Deposits

Insurance

Find out how embedded finance can work for you

Book a call

Embed financial services into your product through a simple API integration

Kernolab’s suite of APIs, SDKs, white-labeled UIs, guides, and developer tools will make it easy to go from zero to launch in weeks.

Fuel your business growth

No banking license needed

Embed financial features into your product through API integration.
Save up to 12-months waiting for license
Access our licensed partner network through a few lines of code
No regulatory or policy burden to comply with

Easy & fast setup

Seamlessly integrate financial services and unique features within your existing business infrastructure.
Launch in a matter of weeks, not months
Easy deployment through powerful suite of APIs and white-labeled solutions
One-click financial feature implementation

Natively compliant

Focus on your business and leave all the bureaucracy to us.
We ensure:
KYC & AML compliant user onboarding
Highest standards of security and supervision of EMIs
Regulatory report filing
No banking license needed
Embed financial features into your product through API integration.
Save up to 24-months waiting for license
Access our licensed partner network through a few lines of code
No regulatory or policy burden to comply with
Easy & fast setup
Seamlessly integrate financial services and unique features within your existing business infrastructure.
Launch in a matter of weeks, not months
Easy deployment through powerful suite of APIs and white-labeled solutions
One-click financial feature implementation
Natively compliant
Focus on your business and leave all the bureaucracy to us.
We ensure:
KYC & AML compliant user onboarding
Highest standards of security and supervision of EMIs
Regulatory report filing

Discover how businesses in different industries can benefit from integrating financial solutions

Learn more

Complete suite of financial features, designed for business and your audience

From completely flexible and customisable technology to an intrinsically adaptive and scalable solution, we designed Kernolab for your business
Use cases

Embedded finance in different industries

Fintech

Embed custom financial features, reduce your launch timeline to weeks, and scale your fintech business – without the usual regulatory burden
Learn more

Marketplaces

Grow your average order value and customer lifetime value by offering different payment options to retailers
Learn more

Sports Clubs

Introduce a club-specific app to provide your fanbase a branded and smoother experience
Learn more

Logistics

Provide fuel and maintenance financing for trucking fleets without having to go to third parties
Learn more

Gig & Transient
Workers

All-in-one financial platform to work with contractors. From tracking cash flow to quickly onboarding new workers and managing payments
Learn more